AMERICAN FAMILY INSURANCE:
REWARDING MEMBERS FOR
PROTECTING THEIR DREAMS
Building brand loyalty through priceless experiences

Our Sectors
Insurance
Client
American Family Insurance
Solutions
Loyalty Programs
Location
USA

Overview
American Family Insurance (“AmFam”) wanted a way to stand out in a crowded marketplace with limited opportunities for ongoing customer interaction. With insurance often seen as a grudge purchase, they wanted to give back to customers while encouraging ongoing engagement. As a brand with a strong human-centred ethos at its core, AmFam had a unique chance to capitalise on this and engage their customer base in a way that reinforced their brand promise: “Protecting and restoring dreams for over 90 years.”
The Challenge
With research showing fully engaged customers stay with their insurance provider four years longer than average, AmFam wanted to build engagement and trust with a customer base whose brand touchpoints were limited. A loyalty program was the solution – but with a sustainably lower threshold to offer easily redeemable, high-value rewards. They wanted to learn more about their customers’ passions and pain points, so they could design a program that rewarded customers for interactivity.
Why TLC
AmFam were looking for a trusted provider of high-quality lifestyle, leisure, entertainment and travel rewards that would resonate with their customers. With our vast partner network of high-value, emotionally engaging experiences, TLC were the perfect fit. The rewards also had to align with AmFam’s people-centred brand and reflect how much they care about the end-to-end experience.
The TLC Approach
AmFam’s mission to inspire, protect and restore their members’ dreams had to sit at the heart of their loyalty program – and so, DreamKeep Rewards was born. We used first-party data to understand what was important to members and built a rewards strategy that would engage existing members, while enticing new members to join. Customers were rewarded for doing tasks that helped protect their homes and families, like checking their vehicle’s tyre pressure or uploading a fire safety plan.
We secured 2,000 relevant local partners that aligned with the program’s goals, from big brands to local businesses. Upon joining, members accumulated points through activities that kept them engaged with the program, as well as monthly surveys and referrals. Members could then redeem points for rewards, like family activities, dining out and live events, as well as enter periodic sweepstakes to keep engagement high.

The Results
The DreamKeep Rewards program was designed to help AmFam play a more authentic, connected role within their members’ lives. Through a dedicated website, frequent communication and unmissable rewards, the program was a resounding success – even winning Platinum at the Loyalty360 Customer Loyalty Awards.
Nearly 10% of members went on to add an extra policy to their plan within two months of joining, taking full advantage of the offers available. The data collected through the program also gave AmFam a deeper understanding of their customers’ lives, empowering them to map out holistic user journeys and better anticipate their current and future needs.
92%
of members
said the program met or exceeded expectations.
9.3/10
Members
rated they would continue using AmFam.
4.2
MONTHLY LOGINS
to the website per member.
Hear directly from the client
“In addition to the rewards TLC provides, they are simply good partners. The entire TLC team is always very responsive, creative, engaged, and genuinely has our best interests in mind.”
DreamKeep
Rewards Program Manager

































